Group life insurance has several advantages over individual life insurance. First, group life does not generally require any medical questions and is guaranteed issue up to a specified amount. Second, because all eligible employees are provided coverage regardless of their health history, administration of the group life insurance plan is very simple.

Individual plans are appropriate for Key Man coverage, Buy/Sell agreements and Continuation/succession Planning.

For individuals, life insurance is an important part of their personal safety net, especially if they have financial dependents. Choosing the appropriate form of life insurance, such as one of the various types of term coverage vs whole life, requires analysis of the type of risk exposures well as the duration of the risk.

The Jones Group is a leading provider of both group and individual life insurance with access to over 50 life insurance companies. We work with you to find easy and affordable life insurance solutions.