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Comprehensive Group Employee Benefits in Connecticut
The Jones Group designs and manages group benefits for Connecticut employers. As an independent agency, we aren’t tied to one insurance company, so we can bring you plans from several carriers and show how they compare at each renewal.
Group Employee Benefits We Offer
Health Insurance
Group health insurance is usually an employer’s largest benefit cost and the benefit employees care about most. We start with your headcount, your budget and what your employees use today, then bring you plan options from the carriers we represent.
Plan variety:
Plans at different price points, from richer coverage to high-deductible options that can be paired with a Health Savings Account.
Independent advice:
We recommend the plan that fits your company, not the one a single insurer needs to sell.
Connecticut rules:
Employer size changes what applies to you. Federal COBRA covers employers with 20 or more employees, while Connecticut’s continuation law applies to employers of any size and allows coverage to continue for up to 30 months. When an employee turns 65, whether your plan or Medicare pays first also depends on whether you have 20 or more employees.
Enrollment handled:
We run the enrollment process and stay available afterward for employee questions.
Cost control:
At each renewal we compare your plan against the market, so you can see whether the increase is in line.
Disability Insurance
Disability insurance replaces part of an employee’s income when illness or injury keeps them from working.
Short-term disability:
Income replacement for a limited period, typically for illnesses or injuries that are not work-related.
Long-term disability:
Extended coverage for employees who are unable to work for a longer period.
Life Insurance
We arrange life coverage for employees and for the business itself.
Group term life insurance:
Affordable coverage for all employees.
Voluntary life insurance:
Additional coverage employees can choose to buy for themselves.
Key person insurance:
Coverage on the employees whose loss would significantly affect your operations.
Buy/sell insurance:
Funding for a transfer of ownership if a partner dies or leaves.
Continuation and succession planning:
Planning that keeps the business financially stable through a transition.
Dental and Vision Insurance
Dental and vision plans cover routine check-ups, cleanings, eyeglasses and contact lenses. They are among the most used benefits and can be employer-paid or voluntary.
Long-Term Care Insurance
Long-term care insurance helps pay for assistance with daily living activities later in life. Offering it through work gives employees a way to plan ahead.
Health Insurance
Group health insurance is usually an employer’s largest benefit cost and the benefit employees care about most. We start with your headcount, your budget and what your employees use today, then bring you plan options from the carriers we represent.
Plan variety:
Plans at different price points, from richer coverage to high-deductible options that can be paired with a Health Savings Account.
Independent advice:
We recommend the plan that fits your company, not the one a single insurer needs to sell.
Connecticut rules:
Employer size changes what applies to you. Federal COBRA covers employers with 20 or more employees, while Connecticut’s continuation law applies to employers of any size and allows coverage to continue for up to 30 months. When an employee turns 65, whether your plan or Medicare pays first also depends on whether you have 20 or more employees.
Enrollment handled:
We run the enrollment process and stay available afterward for employee questions.
Cost control:
At each renewal we compare your plan against the market, so you can see whether the increase is in line.
Disability Insurance
Disability insurance replaces part of an employee’s income when illness or injury keeps them from working.
Short-term disability:
Income replacement for a limited period, typically for illnesses or injuries that are not work-related.
Long-term disability:
Extended coverage for employees who are unable to work for a longer period.
Life Insurance
We arrange life coverage for employees and for the business itself.
Group term life insurance:
Affordable coverage for all employees.
Voluntary life insurance:
Additional coverage employees can choose to buy for themselves.
Key person insurance:
Coverage on the employees whose loss would significantly affect your operations.
Buy/sell insurance:
Funding for a transfer of ownership if a partner dies or leaves.
Continuation and succession planning:
Planning that keeps the business financially stable through a transition.
Dental and Vision Insurance
Dental and vision plans cover routine check-ups, cleanings, eyeglasses and contact lenses. They are among the most used benefits and can be employer-paid or voluntary.
Long-Term Care Insurance
Long-term care insurance helps pay for assistance with daily living activities later in life. Offering it through work gives employees a way to plan ahead.
Value Added Services
Benefits take ongoing work after the plan is chosen. These services are part of how we support group clients.
Market Analysis & Plan Administration:
– Comprehensive market review and analysis
– Analysis of direct competition’s coverage levels
– Benefit plan presentation and implementation
– Educational seminars for employees and their families
– Benefit reviews with union representatives
HR Administration, Claims Assistance:
– Online employee benefit management website
– HSA (Health Savings Account) viability review
– COBRA administration
– Open enrollment coordination
– Employee benefit statements
Continuous Ongoing Service:
– Section 125 administration (cafeteria plans)
– Consolidated billing
Value Added Services
Benefits take ongoing work after the plan is chosen. These services are part of how we support group clients.
Market Analysis & Plan Administration:
– Comprehensive market review and analysis
– Analysis of direct competition’s coverage levels
– Benefit plan presentation and implementation
– Educational seminars for employees and their families
– Benefit reviews with union representatives
HR Administration, Claims Assistance:
– Online employee benefit management website
– HSA (Health Savings Account) viability review
– COBRA administration
– Open enrollment coordination
– Employee benefit statements
Continuous Ongoing Service:
– Section 125 administration (cafeteria plans)
– Consolidated billing
Talk With The Jones Group
If you are setting up benefits for the first time, or want a second look before your next renewal, call our Wethersfield office at (860) 529-3788. Tell us how many employees you have and what you offer today, and we will show you the options for small business health insurance and the rest of your benefits package.
Why Choose The Jones Group
Expertise
Our team has in-depth knowledge of Medicare and the insurance landscape nationally.
Customized Solutions
We can tailor insurance plans to your specific needs budget. We'll get you covered.
Transparency
We provide clear, and honest information to help you make informed decisions.
Ongoing Assistance
Our support doesn't end when you enroll. We're here for you throughout your insurance journey.
Ready to Talk? Contact Us When You're Ready.
Contact The Jones Group to compare your current benefits plan with what is available at your next renewal.
